Repair & Ramps
Rogue Valley Habitat for Humanity offers two repair programs to help low-income Jackson County homeowners stay safe and secure in their homes. Through our A Brush With Kindness program and Critical Repair Program, we provide everything from exterior painting and accessibility ramps to major structural repairs, with flexible repayment options based on household income.
Habitat for Humanity/Rogue Valley currently offers two repair programs. Acceptance into and/or availability of our repair programs is dependent on our current program funding and time available for projects outside of our primary mission of Habitat for Humanity home construction.
A Brush With Kindness (ABWK)
What is the ABWK program?
The A Brush With Kindness (ABWK) program helps low-income homeowners affected by age, disability, or family hardship maintain the exterior of their homes with services like painting, ramps, grab bars, and other minor repairs, up to $3,000 per household.
This is a hand-up program, not a handout. Repayment is determined by a sliding scale based on household income and housing expenses, and those who do qualify for repayment receive an interest-free financing option.
How can I qualify?
To qualify, applicants must meet the following requirements:
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You are unable to complete the repair on your own, physically or financially.
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Your household income is below 80% of the current Area Median Income for Jackson County.
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You are willing to contribute at least 10 hours of sweat equity for every $1,000 in estimated repairs (exceptions available for those with physical limitations).
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You own and live in the home needing repair.
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Your home is located within Jackson County.
Who do I contact?
For more information or to inquire about program funding and availability, call our Program
Director, Brandon Thoms at
541-779-1983 or email bthoms@roguevalleyhabitat.org.
Critical Home Repair Program (CRP)
The goal of our Critical Home Repair Program is to improve health and safety for residents living in substandard housing, preserve long-term housing stability, and help low-income homeowners remain in their homes.
Through access to repair funding, we support families facing urgent or unexpected challenges so they can avoid displacement and maintain safe, livable conditions.
To qualify for the CRP program you must have:
Need
Applicants must be
low- to moderate-income homeowners. Approval is based on the scope of necessary repairs and the homeowner’s inability to complete the work on their own, whether due to physical or financial limitations.
Ability to Pay
Applicants must have sufficient equity in their home to cover the cost of repairs. Project costs are financed through a zero-interest loan with repayment terms based on the total cost.
A lien will be placed on the property until the loan is fully repaid.
Additional Requirements
Applicants must also meet the following criteria:
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Own and live in the home that needs repairs (rental properties are not eligible)
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The home must not be a manufactured home, whether in a park or on private land
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The home must be located in Jackson County
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Household income must fall between 30% and 80% of the Area Median Income for Jackson County, based on household size (see chart below)
Required Documentation
If approved, applicants will be asked to provide the following:
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Proof of homeowners insurance (declaration page)
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Proof of income for all applicants (such as the last two years of tax returns, most recent 60 days of pay stubs, retirement or disability award letters, or self-employed profit and loss statements)
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Most recent bank statements for all accounts (must include name, balance, and account number)
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A valid driver’s license or ID for all applicants
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Proof of honorable discharge for U.S. veterans (if applicable)
Rogue Valley Habitat for Humanity’s Home Repair Program offers zero-interest loans to help cover the cost of critical repairs.
Please review the application carefully before applying. All projects are approved on a case-by-case basis and depend on available funding. Additional requirements may apply.
For more information or to check on program funding and availability, please contact our Program Director, Brandon Thoms, at 541-779-1983 or bthoms@roguevalleyhabitat.org.
Household Size | Minimum | Maximum |
|---|---|---|
1 | $19,410.00 | $51,760.00 |
2 | $22,200.00 | $59,200.00 |
3 | $24,960.00 | $66,560.00 |
4 | $27,720.00 | $73,920.00 |
5 | $29,940.00 | $79,840.00 |
6 | $32,160.00 | $85,760.00 |
7 | $34,380.00 | $91,680.00 |
Estado de cuenta de Equal Housing Opportunity: Estamos prometido a la letra y el espiritú de la póliza U.S. por el logro de la opotunidad de obtener casa sin discriminación por todo el país. Estimulamos y sorportamos un programa afirmativo de mercadeo en el cual no hay barreras de obtener casa sin distinguir por raza, color, religión, handicap, estato familiar, o origen nacional.
Equal Housing Opportunity Statement: We are pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, marital status and/or national origin.