Repair & Ramp Programs

 

Habitat for Humanity/Rogue Valley currently offers two repair programs.
Acceptance into and/or availability of our repair programs is dependent on our current program funding and time available for projects outside of our primary mission of Habitat for Humanity home construction.

1. A Brush With Kindness (ABWK)

A Brush With Kindness program (ABWK) is an exterior home preservation and accessibility program that offers painting, ramps, hand rails/grab bars and other minor exterior repair services for homeowners in need. These projects have a maximum benefit amount of $3,000 per household. ABWK helps low-income homeowners impacted by age, disability and familial circumstances, who struggle to maintain the exterior of their homes, reclaim their homes with pride and dignity.

 

This ABWK/Small Repair program is the perfect hand-up solution for those in need, it is not a grant or gift of services. Repayment for the cost of each project will be determined by a sliding scale based on gross household income and current housing expense - some very low income homeowners may not be asked for repayment. For those projects where partial or full repayment may be required for materials/services provided, applicant/s will be extended an interest-free financing option.

To qualify for our program, the applicant/s must:

 

· Demonstrate need for assistance

Inability of the homeowner to do the project physically and/or financially without HfH/RV assistance

· Low to Moderate Income

Have a household income that is below 70% of current year AMI for Jackson County.

· Willingness to partner

Must be able and willing to provide at least 10 hours of sweat equity for every $1,000 in estimated repairs.(Exceptions/Accommodations can be made for individuals with proven physical limitations.)

 

In addition you must also meet these guidelines:

· Applicants must own and reside in the home needing the repair.

· Home must be located within Jackson County.

· Applicant/s gross annual income must be under 70% of the Federal Median Income Levels for Jackson   County (refer to the chart below). Income levels are based on the household size.

For more information or to inquire about program funding and availability, call our Program Director, Brandon Thoms at 541-779-1983 or email bthoms@roguevalleyhabitat.org.

 

2. Critical Repair Program (CRP)

​The Critical Repair Program is a program designed for larger-scale projects that are directly and immediately impacting the livability, health and/or safety of the home. These projects have a maximum benefit amount of $15,000 per household. CRP helps low-income homeowners repair and/or adapt their home in order to continue providing a safe and affordable housing solution for the owners.

The CRP is a "last resort", hand-up solution for those in need, it is not a grant or gift of services. Approval will only be granted for applicants that are unable to afford the repair on their own and are unable to secure other financing/assistance. A zero-interest loan is provided to the homeowner for repayment of repairs provided. The loan is secured with a lien on the property and while no monthly payment is required, repayment is due upon sale or transfer. 

To qualify for our program, applicants must:

· Demonstrate a Need for assistance

Based on the scope of work for the necessary repair(s) and the inability of the homeowner to do the project (physically/financially)

· Ability to pay

Have equity available in the home to cover total costs of repair(s). Repayment based on project costs financed on a zero interest loan and due upon sale or transfer.

· Willingness to partner

Must contribute sweat equity before & during the critical repair project. Each household is asked to provide 10 hours of sweat equity for every $1,000 in repairs. (Exceptions/Accommodations are made for individuals with proven physical limitations.)

 

In addition you must also meet these guidelines:

· Applicants must own and reside in the home needing the critical home repair.

· Must not be a manufactured home in a park.

· Home must be located within Jackson County.

· Applicant/s gross annual income must be between 40%-70% of the Federal Median Income Levels for Jackson County. (Refer to chart below). Income levels are based on the household size.

For more information or to inquire about program funding and availability, call our Program Director, Brandon Thoms at 541-779-1983 or email bthoms@roguevalleyhabitat.org.

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Estado de cuenta de Equal Housing Opportunity:  Estamos prometido a la letra y el espiritú de la póliza U.S. por el logro de la opotunidad de obtener casa sin discriminación por todo el país.  Estimulamos y sorportamos un programa afirmativo de mercadeo en el cual no hay barreras de obtener casa sin distinguir por raza, color, religión, handicap, estato familiar, o origen nacional.

 

Equal Housing Opportunity Statement: We are pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation.  We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, marital status and/or national origin.