Habitat for Humanity/Rogue Valley currently offers two repair programs.
Acceptance into and/or availability of our repair programs is dependent on our current program funding and time available for projects outside of our primary mission of Habitat for Humanity home construction.
1. A Brush With Kindness (ABWK)
A Brush With Kindness program (ABWK) is an exterior home preservation and accessibility program that offers painting, ramps, hand rails/grab bars and other minor exterior repair services for homeowners in need. These projects have a maximum benefit amount of $3,000 per household. ABWK helps low-income homeowners impacted by age, disability and familial circumstances, who struggle to maintain the exterior of their homes, reclaim their homes with pride and dignity.
This ABWK/Small Repair program is the perfect hand-up solution for those in need, it is not a grant or gift of services. Repayment for the cost of each project will be determined by a sliding scale based on gross household income and current housing expense - some very low income homeowners may not be asked for repayment. For those projects where partial or full repayment may be required for materials/services provided, applicant/s will be extended an interest-free financing option.
To qualify for our program, the applicant/s must:
· Demonstrate need for assistance
Inability of the homeowner to do the project physically and/or financially without HfH/RV assistance
· Low to Moderate Income
Have a household income that is below 80% of current year AMI for Jackson County.
· Willingness to partner
Must be able and willing to provide at least 10 hours of sweat equity for every $1,000 in estimated repairs. (Exceptions/Accommodations can be made for individuals with proven physical limitations.)
In addition you must also meet these guidelines:
· Applicants must own and reside in the home needing the repair.
· Home must be located within Jackson County.
· Applicant/s gross annual income must be under 80% of the Federal Median Income Levels for Jackson County (refer to the chart below). Income levels are based on the household size.
For more information or to inquire about program funding and availability, call our Program Director, Brandon Thoms at 541-779-1983 or email bthoms@roguevalleyhabitat.org.
2. Critical Repair Program (CRP)
The goal of the critical home repair program is to improve health outcomes for residents who live in sub-standard housing conditions; preserve affordability and sustainability of the residents housing; and help low-income homeowners avoid displacement in the face of short-term crises through access to home repair funds.
To qualify for our program, applicants must:
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Need
Must be a low to moderate income household. Approval based on the scope of work for the necessary repair(s) and the inability of the homeowner to do the project (physically/financially).
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Ability to pay
Have equity available in the home to cover the total costs of repair(s). Repayment based on project costs financed via a zero interest loan. A lien is placed against property until full repayment has been made.
In addition you must also meet these guidelines:
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Applicants must own and reside in the home that needs critical repair (No rental properties).
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Must not be a manufactured home (in a park or on private land).
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Home must be located within Jackson County.
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Applicant/s gross household annual income must be between 30%-80% of the Federal Median Income Levels for Jackson County (Refer to chart below). Income levels are based on the household size.
Upon approval applicant/s will be asked to provide the following documentation:
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Homeowners Insurance verification (copy of declaration page).
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Proof of income for applicant and co-applicant (2 years tax returns, most recent 60 days paystubs, Retirement/Disability award letter, Self-employed P & L, etc.).
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Most recent bank statements for all accounts (show name, balance, acct number).
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Copy of Drivers license or ID card (for applicant and co-applicant).
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Copy of Honorable Discharge for US Veterans (if applicable).
Rogue Valley Habitat for Humanity’s home repair program offers an interest-free loan to cover the costs of critical repairs to your home. Please read the application carefully before completing. Project approvals are determined on a case-by-case basis and are based on funding available for such projects. Other requirements and qualifications may apply.
For more information or to inquire about program funding and availability, call our Program Director, Brandon Thoms at 541-779-1983 or email bthoms@roguevalleyhabitat.org.
Estado de cuenta de Equal Housing Opportunity: Estamos prometido a la letra y el espiritú de la póliza U.S. por el logro de la opotunidad de obtener casa sin discriminación por todo el país. Estimulamos y sorportamos un programa afirmativo de mercadeo en el cual no hay barreras de obtener casa sin distinguir por raza, color, religión, handicap, estato familiar, o origen nacional.
Equal Housing Opportunity Statement: We are pledged to the letter and spirit of U.S. Policy for the achievement of equal housing opportunity throughout the nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, marital status and/or national origin.