Planned Giving
Choosing How You Want To Give
Because of our Federal and State of Oregon tax laws, it is possible to reduce your tax burden, save money, and even increase your income by giving to a worthy cause. Some examples are listed on this page.
Cash and Bequests
Monetary gifts made payable to RVHFH during your lifetime usually qualify for charitable income tax deductions. Bequests from your will may reduce estate taxes on larger estates.
Property
Gifts of appreciated assets such as stocks, mutual funds, or real estate that have been owned for more than one year can provide substantial benefits to donors.
Beneficiary Designations
Retirement plans are often the most heavily taxed at death. You may designate RVHFH as a beneficiary of your retirement plan. Gifts of life insurance may also allow you to make a sizeable gift at a relatively low cost.
Charitable Gift Annuity
A gift annuity is an agreement between you and a non-profit organization. In return for transferring assets to the annuity, you receive annuity payments for a period of one or two lifetimes at an established percentage rate. You may also receive an income tax deduction. After the last lifetime, the remaining balance is transferred to RVHFH.
Charitable Remainder Trust
Transfer assets to this type of trust for income paid to you, your spouse or other individuals for a period of years or lifetimes. At the death of the last income beneficiary, the assets remaining in the trust are transferred to RVHFH.
Charitable Lead Trust
This trust pays Habitat income for a specific period of time. When the term is over, the remaining assets are transferred back to the donor or to a person or persons designated by the trust. The lead trust can be used to reduce or eliminate estate or gift taxes.
Please note that nothing herein should be considered legal advice. Please consult your own personal advisors.
If you are interested in contributing to Rogue Valley Habitat for Humanity, we would like to hear from you. Please click here to email Denise James, Executive Director, for further information.
All Contributions are tax deductible!!!
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